Your annual membership entitles you to unlimited access to patent-pending tools and support for a discounted one-time fee of $149. Your membership fee is fully refundable in the first 90 days if you are not completely satisfied.

Is the investment of $12.50 per month worth the cost? Consider this...

• The average monthly premium for family coverage in the US in 2007 was $1,009 ($12,106 annually)
• Some insurance companies increase the monthly premium for certain medical conditions (“rate-up”) by 50-75%. Picking a company that does not view your health history favorably could result in you paying hundreds of dollars more per month in premium.
• If you are declined for coverage by a company that does not match your health history, many companies will send a report to the Medical Information Bureau (MIB). This denial will then be available to every other company who considers your future application.
• Some plans have limited coverage for the types of healthcare you might use the most. Exclusion of outpatient surgery and separate deductibles for prescription drugs are only a few examples of how picking the wrong plan may cost you hundreds of dollars in increased annual expenses.